Fill out the form and speak with a specialist. In just a few minutes, we’ll review your debt situation and see if you qualify for our Debt Validation Program. 

If approved, we begin the process by sending legal validation requests to each collector. Most can’t prove the debt is legally collectible — and without proof, they can’t collect.

Once a debt is proven invalid, we push for full removal from your credit report. You’ll stop paying debts that can’t be enforced, and your score starts recovering as negative items are eliminated.